Terms and Conditions

1. Introduction

Welcome to American Charity ("we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of our website located at https://american-charity.com (the "Website") and any services, programs, or assistance we provide (collectively, the "Services").

By accessing or using our Website and Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Website or Services.

2. Eligibility

To be eligible for our services and assistance programs, you must:

• Be a United States citizen or legal resident
• Be at least 18 years of age, or have a parent/guardian apply on your behalf
• Provide accurate and truthful information in all applications
• Meet the specific eligibility criteria for each assistance program

We reserve the right to verify all information provided and to deny services if false or misleading information is discovered.

3. Services Provided

American Charity provides the following types of assistance:

• Food Assistance: Meal programs, grocery support, and food pantry access
• Housing Support: Rent assistance, emergency shelter, and housing resources
• Education Programs: School supplies, tutoring, and scholarship opportunities
• Healthcare Access: Medical bill assistance and healthcare connections
• Money Assistance: Emergency financial support for qualifying individuals

All services are subject to availability and eligibility requirements. We do not guarantee that all applicants will receive assistance.

4. Application Process

When applying for assistance:

• You must complete all required fields in the application form
• You must provide accurate contact information
• You may be required to provide documentation to verify your situation
• Our team will review your application within 24-48 business hours
• We will contact you using the information provided in your application

Submitting an application does not guarantee approval for assistance.

5. SMS Notifications and Communications

By opting in to receive SMS notifications from American Charity:

• You consent to receive automated text messages regarding our programs, events, and updates
• Message frequency may vary (typically 2-4 messages per month)
• Message and data rates may apply according to your carrier's plan
• You can opt out at any time by replying STOP to any message
• For help, reply HELP to any message or contact us at help@american-charity.com
• Carriers are not liable for delayed or undelivered messages

Your mobile phone number will be used solely for the purpose of sending SMS notifications and will not be shared with third parties for marketing purposes.

6. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

By using our Website and Services, you consent to the collection and use of information as described in our Privacy Policy.

7. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of American Charity or its licensors and is protected by United States and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from any content on this Website without our prior written consent.

8. Disclaimer of Warranties

Our Website and Services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that:

• The Website will be uninterrupted, timely, secure, or error-free
• The results obtained from using the Website or Services will be accurate or reliable
• Any errors in the Website will be corrected

9. Limitation of Liability

To the fullest extent permitted by law, American Charity shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the Website or Services.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Missouri, United States, without regard to its conflict of law provisions.

Any legal action arising out of or relating to these Terms shall be filed only in the state or federal courts located in St. Louis County, Missouri.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any changes constitutes acceptance of the revised Terms.

We encourage you to review these Terms periodically for any updates.

12. Contact Information

If you have any questions about these Terms, please contact us: